After returning your order, it may take several days for the merchant to accept the return and process a refund, especially if you’ve returned items via post. Until Zilch receives the refund from our merchant, your original payment schedule with Zilch will continue.
If you’re expecting a refund but have an installment due soon, please continue to make this payment and once we receive your refund, we will apply the refund to your purchase or adjust your installments accordingly.