At Zilch, there are two types of limit in place when you pay over time:
- Available to split Amount
- Open Purchase Limits
What is my available to split amount.
This is the amount you have to split over time when you pay in installments.
What if I’ve exhausted my available to split limit?
Paying off your pending installments in full will replenish your limit.
What is an open purchase limit?
It’s the maximum number of purchases you can make with pending installments remaining. If you have used them all up, you need to pay off an open purchase. Your open purchase limit will refresh when you have fully repaid an installment purchase.
What is “pay it all now” and are there limits?
When you select a purchase, the entire amount will be deducted from your linked debit card. You’ll get 2% back in Zilch Rewards. Rewards can be used as cash towards future purchases.