Credit Limit's can increase and decrease based on your payment history.
Limit changes are impacted by the following things:
- Paying late
- Paying on time
- Spend behavior (small or large purchases)
Responsible lending is a core value for us so we will only ever lend what we feel is suitable for your spending.
These changes are done automatically within our system and can change at any given point. We suggest keeping a good standing with your payments to avoid any decrease in your payment plans.